Time Tracking for Swiss Freelancers: What You Actually Need to Know

Without precise time tracking, you're likely losing 15-20% of billable hours every month. Learn the legal requirements, best tools, and strategies to build a sustainable freelance business in Switzerland.

Time tracking analytics dashboard

You're billing a client for "approximately 20 hours" of work this month. Sound familiar?

Without precise time tracking, you're likely losing CHF 1,200-1,600 monthly for a freelancer earning CHF 100/hour. Beyond lost revenue, poor time tracking creates tax headaches, client disputes, and the perfect recipe for burnout.

Here's what Swiss freelancers actually need to know about working hours regulations and time tracking—cut through the legal confusion, choose the right tools, and build a sustainable business.

Legal Requirements

Are Swiss Freelancers Legally Required to Track Time?

Let's clear up the biggest confusion first.

For Employees vs. Freelancers

For employees: Yes, absolutely mandatory. Under Article 46 of the Swiss Labour Act (ArG) and Articles 73a/73b of Ordinance 1 (ArGV 1), employers must record all employee working time. This has been strictly enforced since January 1, 2016, with records retained for 5 years.

For freelancers and independent contractors: No legal requirement.

As a self-employed professional, you operate outside Switzerland's employment law framework. You're not subject to the mandatory time tracking rules that govern traditional employers.

But Here's the Crucial Part

Even without legal obligation, time tracking isn't optional for successful freelancers. Here's why you should track anyway:

  • Accurate client billing - Know exactly what to invoice instead of guessing
  • Tax compliance - Document deductible expenses and work-related costs for your tax return
  • Burnout prevention - Identify overwork patterns before they become health issues
  • Business insights - Understand which clients and projects are actually profitable
  • Professional credibility - Show clients detailed breakdowns when questions arise

Swiss employment law doesn't require you to track time, but your business success depends on it.

Understanding Swiss Working Hours Laws
(And Why They Matter)

Even though you're not bound by employee regulations, understanding the legal framework helps you set healthy boundaries.

Maximum Working Hours45-50 hours weekly for employees—science-backed benchmarks for health
🛌
Mandatory Rest Periods11 hours daily rest, 25 hours weekly—your brain needs recovery time
🌙
Night & Sunday WorkRestricted for employees—freedom without boundaries leads to burnout

Maximum Working Hours

Swiss law limits employees to:

  • 45 hours per week for industrial, office, technical, and retail workers
  • 50 hours per week for all other employees
  • Maximum 170 hours overtime annually (for 45-hour week) or 140 hours (for 50-hour week)

While these limits don't legally apply to you, they provide science-backed benchmarks. The Federal Council established these maximums based on health research—exceeding them consistently increases burnout risk by 37%, according to a 40-year longitudinal study.

Mandatory Rest Periods

Swiss employees must receive:

  • 11 consecutive hours of daily rest per 24-hour period
  • 25 consecutive hours of weekly rest, including Sunday
  • Breaks: 15 minutes after 5.5 hours, 30 minutes after 7 hours, 60 minutes after 9 hours

These aren't just bureaucratic rules—they're productivity optimization guidelines. Your brain needs recovery time. Skipping breaks doesn't make you more productive; it makes you slower, less creative, and more prone to errors.

Night and Sunday Work Restrictions

  • Night work (11pm-6am) prohibited without special authorization
  • Sunday work generally prohibited; requires permit + 50% wage supplement
  • Night workers limited to 9 hours in any 10-hour period

As a freelancer, you have the freedom to work whenever you want. But if you're regularly working nights and weekends, you're not experiencing freedom—you're heading toward burnout.

Implementation Guide

How to Track Time Effectively as a Swiss Freelancer

The best time tracking method is the one you'll actually use consistently.

What to Track

Billable hours:

  • Direct client work (design, development, consulting, etc.)
  • Client meetings and calls
  • Revisions and feedback implementation
  • Travel to client locations

Non-billable but business-related:

  • Administrative tasks (invoicing, bookkeeping, emails)
  • Business development (proposals, networking, marketing)
  • Professional development (learning, courses, conferences)
  • Internal meetings and planning

Personal/breaks:

  • Lunch breaks
  • Exercise and walks
  • Personal errands during work hours

Tracking everything—not just billable time—gives you the complete productivity picture.

Manual vs. Automated Tracking

Manual entry works if you:

  • Have few clients and simple projects
  • Work in consistent blocks
  • Prefer complete control over categorization
  • Don't mind 5 minutes of daily admin

Automated tracking makes sense if you:

  • Juggle multiple clients simultaneously
  • Frequently switch between tasks
  • Want zero manual effort
  • Need detailed activity logs

Most successful freelancers use hybrid approaches: automated tracking with manual categorization and notes.

The 5-Minute Daily Review

Here's the habit that makes time tracking stick:

End of every workday (5 minutes):

  1. Review today's tracked hours
  2. Categorize any unassigned time blocks
  3. Add brief notes to major tasks
  4. Check if you hit daily goals
  5. Plan tomorrow's priorities

This micro-habit prevents the "end of month panic" when you realize you forgot to track two weeks of work.

Tool Comparison

The Best Time Tracking Tools for Swiss Freelancers (2026)

You need a tool that handles Swiss business requirements while staying simple enough to use daily.

ToolMagic HeidiToggl TrackClockifyHarvestbexio
PriceFree trialCHF 10/moFreeCHF 12/moCHF 30+/mo
Swiss VAT Automatic Manual Manual Limited Full
QR Invoices Built-in No No Basic Yes
Bank Import Swiss banks No No No Yes
All-in-One Complete Tracking only Tracking only Partial Complete
Setup Time2 minutes10 minutes5 minutes15 minutes30+ minutes
Best ForSwiss freelancersTeams & analyticsBudget-consciousFreelancers & teamsSwiss SMEs
Swiss-Optimized Solution

Why Magic Heidi Stands Out for Swiss Freelancers

Unlike generic international tools, Magic Heidi was built specifically for the Swiss market with all-in-one functionality.

  • 🇨🇭
    Swiss-Specific Features

    Automatic VAT, QR-invoices, bank imports, and multi-language support for Swiss markets

  • All-in-One Platform

    Time tracking integrated with invoicing, expenses, and accounting—no export/import needed

  • 🤖
    Time-Saving Automation

    Convert tracked hours directly to invoices with one click, automatic payment reminders

  • 📱
    Available Everywhere

    iPhone, Android, Mac, Windows, and Web—track time on all your devices seamlessly

Invoices
  • Invoice #3

    Magic Heidi

    CHF 500

    Jan 29

  • Invoice #2

    Webbiger LTD

    CHF 2000

    Jan 24

  • Invoice #1

    John Doe

    CHF 600

    Jan 20

Productivity Techniques That Actually Work

Time tracking shows you where time goes. These techniques help you use it better.

Time tracking on mobile device

Avoiding Freelancer Burnout:
Data-Driven Strategies

Burnout isn't just feeling tired. It's a state of physical, mental, and emotional exhaustion that sabotages your business and health. Time tracking provides early warning signs.

💤 7-9 hours sleep
🏃 30 min daily exercise
🌴 3+ weeks vacation
📊 Track everything
⚠️
Warning Signs

Consistently 50+ hours weekly, less than 60% billable time

🔄
The Break System

Daily, weekly, monthly, and annual recovery time—non-negotiable

🛡️
Client Boundaries

Evidence-based limits backed by your time tracking data

❤️
Self-Care Metrics

Track sleep, exercise, meals, social time alongside work hours

Setting Boundaries with Clients

Time tracking gives you the data to set evidence-based boundaries:

"I'm available for calls Tuesdays and Thursdays, 2pm-5pm." (Time blocking protects deep work mornings)

"I respond to emails within 24 hours on weekdays." (Not within 24 minutes)

"My rate includes two rounds of revisions." (Prevents unlimited scope creep)

"I don't work weekends or evenings." (Swiss labour law validates this—even for freelancers)

Professional boundaries don't repel good clients—they attract them. Clients respect freelancers who run organized, sustainable businesses.

The Self-Care Non-Negotiables

Track these metrics alongside work hours:

  • Sleep: 7-9 hours nightly (non-negotiable for cognitive function)
  • Exercise: 30 minutes daily (even a walk counts)
  • Meals: Eating proper meals, not working through lunch
  • Social time: Regular connection with friends and family
  • Hobbies: Activities completely unrelated to work

If your time tracking shows these areas consistently neglected, your business model is unsustainable. Adjust before burnout forces you to.

Tax & Invoicing

Converting Time to Money

Time tracking data becomes valuable when it translates to accurate invoices and tax optimization.

Invoice generation on mobile

Swiss Tax Requirements for Freelancers

As a self-employed professional in Switzerland, you must:

Maintain business records for 10 years including:

  • Income documentation (invoices, contracts)
  • Expense receipts and justification
  • Time logs supporting claimed expenses
  • Business-related travel documentation

Pay AHV/IV/EO contributions on self-employment income (currently 9.65% on net income)

Register for VAT if annual revenue exceeds CHF 100,000

Track deductible expenses:

  • Home office space (proportional to total home area)
  • Professional equipment and software
  • Business travel and transportation
  • Professional development and courses
  • Business insurance
  • Marketing and advertising

Time tracking strengthens your expense claims. When you track 40 hours weekly of home office work, your home office deduction becomes defensible during audits.

Converting Hours to Invoices

For hourly billing:

  1. Export tracked hours by client and project
  2. Review for any non-billable time to exclude
  3. Add hourly rate calculations
  4. Include brief task descriptions
  5. Send itemized invoice

For project billing: Use tracked time to:

  • Verify you're hitting target margins (aim for 2-3x your desired hourly rate)
  • Adjust future project estimates based on actual hours
  • Identify scope creep that should trigger additional charges
  • Justify rate increases with concrete data

For retainer clients: Track hours to ensure:

  • Clients don't exceed monthly hour limits
  • You're not consistently over-delivering (unsustainable)
  • Retainer pricing remains profitable
  • You can provide monthly reports showing value delivered

The Magic Heidi Advantage for Invoicing

Rather than juggling separate time tracking and invoicing tools, Magic Heidi streamlines the entire workflow:

  1. Track time on client projects throughout the month
  2. Review and categorize all tracked hours
  3. Click "Create Invoice" to automatically generate itemized invoice
  4. Swiss QR-invoice includes all legal requirements
  5. Send directly from platform with automatic payment reminders
  6. Track payment status and aging receivables

This integration eliminates the biggest pain point of time tracking: manual data transfer between systems.

Implementation

Your 10-Step Time Tracking Setup

Ready to start? Follow this proven implementation plan.

Week 1: Foundation Setup

Day 1-2: Choose your tool

  • Try Magic Heidi free trial for Swiss-optimized experience
  • Or test 2-3 alternatives from comparison table above
  • Decide based on: ease of use, Swiss features, pricing, integrations

Day 3-4: Structure your tracking

  • Create client list
  • Set up project categories
  • Define billable vs. non-billable task types
  • Establish naming conventions

Day 5-7: Baseline week

  • Track everything for one full week
  • Don't change behavior yet—just observe
  • Review data Friday afternoon
  • Calculate actual hourly rate and billable percentage

Week 2-3: Build Habits

Daily routine:

  • Start work: begin timer
  • Switch tasks: log previous task, start new timer
  • End day: 5-minute review and categorization
  • Weekly Friday: analyze full week's data

Common pitfalls:

  • Forgetting to start timer (set recurring reminders)
  • Letting untracked gaps accumulate (daily review prevents this)
  • Over-categorizing (keep it simple initially)

Week 4: Optimize

Now you have 3 weeks of data. Analyze:

Where does time actually go?

  • Billable hours percentage (target: 60-75%)
  • Most time-consuming clients
  • Administrative overhead
  • Highest-value activities

What needs to change?

  • Tasks to eliminate or delegate
  • Clients to raise rates on
  • Projects to decline in future
  • Processes to streamline

Set new boundaries:

  • Maximum weekly hours
  • Minimum billable percentage
  • Required break frequency
  • Non-negotiable time off
Success Stories

Real Stories from Swiss Freelancers

See how time tracking transformed their businesses and prevented burnout.

5 / 5

I thought I was working 40 hours weekly. Time tracking revealed 52-hour weeks with only 45% billable time. The data shocked me into action. I raised my hourly rate 30%, fired my two least profitable clients, and now work 38 hours weekly earning 20% more.

Sarah

UX Designer, Zurich

5 / 5

I resisted time tracking for years—felt too rigid. Finally tried Magic Heidi when tax season became a nightmare. Within one month, I discovered I was losing CHF 1,200 monthly to unbilled scope creep. Disputes disappeared, and I've justified two rate increases with concrete data.

Marco

IT Consultant, Geneva

5 / 5

The burnout warning signs in my time tracking saved my business. Three months of 55+ hour weeks showed I was doing more admin and less paid work. I hired a VA for CHF 35/hour to handle admin, freeing up 10 hours weekly for CHF 120/hour client work. I finally take weekends off.

Julie

Marketing Freelancer, Lausanne

FAQ

Frequently Asked Questions

Do I legally have to track time as a Swiss freelancer?

No. Mandatory time tracking under ArG Articles 46, 73a, and 73b applies only to employees, not independent contractors. However, tracking remains essential for accurate billing, tax compliance, and business health.

What's the minimum I should track?

At minimum, track billable client hours by project. Ideally, also track non-billable work (admin, business development, breaks) for complete productivity insight.

How do I handle time tracking for fixed-price projects?

Track time even on fixed-price work. This data shows whether your pricing is profitable and helps estimate future similar projects accurately.

Can I deduct time tracking software as a business expense?

Yes. Software subscriptions for business management (including time tracking tools like Magic Heidi) are fully deductible business expenses in Switzerland.

How detailed should my time tracking categories be?

Start simple with 5-10 categories. You can always add detail later. Over-categorizing creates friction that kills consistency.

What if I forget to track a day or week?

Reconstruct as best you can using calendar, emails, and project files. Then set up daily reminders to prevent future gaps.

Should I show clients my time tracking data?

For hourly clients, yes—itemized invoices build trust. For project clients, use internally but share high-level summaries if it demonstrates value.

How do I track time when switching between tasks frequently?

Use a tool with quick task-switching (Magic Heidi and Toggl both excel here) or round to 15-minute blocks to avoid over-precision.

Is time tracking compatible with creative work?

Absolutely. Many creative freelancers find tracking reveals patterns in their productivity—like which hours produce best work—allowing them to optimize creative sessions.

What time tracking mistakes should I avoid?

Biggest mistakes: making it too complex, not reviewing data regularly, tracking for tracking's sake without using insights to improve your business.

Take Control of Your Time (and Revenue) Today

Time is the only resource you can't create more of. As a Swiss freelancer, how you track and manage your hours directly determines your income, work-life balance, and long-term sustainability.

The data is clear:

  • Freelancers who track time bill 15-20% more hours monthly
  • Systematic tracking reduces burnout risk by identifying overwork early
  • Detailed records strengthen tax deductions and audit defense
  • Time insights help you eliminate low-profit clients and activities

You don't need complex systems or expensive consultants. You need one reliable tool and consistent daily habits.

Start tracking your time properly with Magic Heidi:

✓ Free trial with no credit card required
✓ Swiss-specific features (VAT, QR-invoices, bank imports)
✓ All-in-one platform (time tracking, invoicing, expenses, accounting)
✓ Available on all your devices (iPhone, Android, Mac, Windows, Web)
✓ Multi-language support for Swiss markets


Remember: Every Swiss franc you earn starts with tracking the time you invest. Make that time count.