Best invoicing & accounting software 2025

For Swiss Freelancers. Not Europeans. Not SMEs. Not startups.

For freelancers in Switzerland, life is hard enough. There is no need for our accounting and invoicing software to be clunky, complex and frustrating as well. In this guide, I reviewed dozens of invoicing tools (making a video of each review) to help you find the right tool for you.

Evaluation method

How we evaluated the different softwares

Feature completeness

Does it have QR code invoices, does it scan expenses automatically. Can I import bank statements. Can I manage my VAT easily?

Is it simple and straightforward to use?

There is no point in an app that can do it all but is impossible to use. User experience is key!

Modern technology

Is it modern, maintained and actively developed? It's important to be able to rely on your accounting software provider.

Top 3 🏆

Here is are the top three invoicing and accounting tools for 2025 (for Swiss freelancers)

1. Magic Heidi

Magic Heidi stands out for its simplicity and freelancer-specific features, making it ideal for Swiss freelancers who need straightforward invoicing without unnecessary complexity.

2. Infinity.swiss

With a modern interface and flexible customization options, Infinity.swiss offers strong invoicing and expense tracking, though it balances between SME and freelancer needs.

3. Bexio

Bexio's extensive feature set and e-banking integration provide powerful functionality for those freelancers who may need SME-level tools, despite its higher complexity.

magic heidi.png

1. Magic Heidi: Best Invoicing and Accounting Tool for Swiss Freelancers

Magic Heidi is an invoicing tool built specifically for Swiss freelancers, featuring a clean interface, mobile access, and AI-powered expense scanning. Here’s a breakdown of why it’s often recommended as the top choice for freelancers.

Simple Invoicing with Customizable Options

Magic Heidi offers a straightforward invoicing experience, allowing users to easily add descriptions, VAT rates, and convert offers into invoices, with QR code integration for Swiss compliance.

AI-Powered Expense Management

The app’s AI scans receipts, detects amounts, currency, and date, then fills in expense details automatically, minimizing manual entry.

Comprehensive VAT Management

Magic Heidi handles VAT calculations, letting users view annual totals and even determine VAT surpluses, making VAT returns straightforward.

AI-Scanning
Mobile-Friendly
VAT Returns

2. Infinity: A Modern Tool for Freelancers or Just for SMEs?

Infinity offers a feature-rich invoicing and expense management experience, with customizable templates and VAT integration. However, its SME focus and lack of mobile app may not fully align with freelancers' needs for simplicity.

Customizable Invoice Templates

Infinity.swiss provides several invoice designs with options for VAT inclusion, logos, and a QR code generator.

Efficient Expense Tracking

Includes AI-powered live capture and currency conversion, making expense tracking smooth and accurate.

SME-Oriented Pricing

Starts at CHF 30/month, which may suit freelancers needing more advanced features but feels geared toward larger businesses.

Customizable
Expense Tracking
Modern UI
Screenshot 2024-11-12 at 16.27.22.png
bexio accounting.png

3. Bexio: Is It Right for Swiss Freelancers?

Bexio is a popular Swiss invoicing and accounting software, particularly known for its extensive features geared toward SMEs. With project management, e-banking integration, and VAT support, Bexio might be too complex for freelancers needing straightforward solutions.

Comprehensive Invoicing and Expense Tracking

Bexio’s invoicing system is detailed, allowing QR code generation, multiple currencies, and manual entry for expenses, though it lacks AI scanning.

E-Banking Integration

One standout feature is Bexio's direct bank integration, allowing automated reconciliation of bank transactions, which can save significant time.

High Complexity and Pricing for Additional Features

With extensive features like payroll and project management, Bexio’s functionality may exceed freelancers' needs, and costs rise significantly for advanced options.

E-Banking
Comprehensive
SME-Oriented

Atlanto: A Fit for Swiss Freelancers?

Atlanto offers robust invoicing and accounting tools but may be too complex and costly for freelancers due to its SME-oriented features.

Complex Setup Process

The setup process can be tedious and feels designed for larger companies rather than freelancers, adding unnecessary complexity.

Limited Free Features

Key features like expense tracking aren’t available for free trials, limiting the ability to test all functions as a freelancer.

High Pricing and Limited Customization

Starting at CHF 43/month, Atlanto’s pricing includes multiple users by default, which may not suit freelancers’ needs for simplicity and affordability.

Complex
Expensive
SME-oriented
Screenshot 2024-11-12 at 16.06.49.png
Screenshot 2024-11-12 at 16.17.44.png

Milchbüechli: Simple Swiss Bookkeeping App for Freelancers

Milchbüechli takes simplicity to a new level with its minimalistic bookkeeping approach tailored for Swiss freelancers. Designed for straightforward income and expense tracking, this app offers just what many freelancers need without unnecessary complexity.

Focused on Simplicity

Inspired by the traditional Swiss “milk book” system, Milchbüechli keeps bookkeeping down to essentials with only income and expense entries.

German-Only Interface

Currently available only in German, which may be limiting for freelancers needing English or French support.

Basic Features Only

Provides end-of-year export options for income and expenses, but lacks invoice generation, making it purely a bookkeeping tool.

Minimalist
Bookkeeping
Expense tracking
Screenshot 2024-11-12 at 16.31.32.png

Smallinvoice: Complex Solution for Swiss Freelancers?

Smallinvoice offers invoicing, expense management, and project tracking for Swiss freelancers, but its complex interface and outdated VAT options may pose challenges. While it provides QR bill support, the lack of seamless customization and a streamlined workflow limits its appeal.

Invoicing with QR Code Support

Smallinvoice allows QR code generation on invoices, though the setup is complicated and may require extra steps to place the QR code conveniently.

Project Management Features

Includes basic project tracking and time-entry options, though linking time entries to invoices is not intuitive.

Multi-language Interface

Available in English, French, and German, making it accessible to most Swiss users; however, it lacks Italian language support.

Complex Interface
QR Code
Multi-language

EzyInvoice: Affordable but Outdated for Swiss Freelancers?

EzyInvoice offers essential invoicing features at a lower cost but falls short with outdated VAT rates and limited QR code options. Its clunky interface and lack of mobile access make it challenging to recommend for freelancers.

Affordable Pricing

EzyInvoice is cheaper than most competitors, making it a budget-friendly choice if cost is a priority.

Outdated VAT Rates

The app uses outdated VAT rates, which can lead to errors in invoices—a significant drawback for freelancers needing accuracy.

Limited QR Code Integration

QR code invoicing is available but requires a special QR eBAN, adding extra steps and reducing convenience.

Outdated
Budget-friendly
Clunky Interface
Screenshot 2024-11-12 at 16.37.00.png
banana accounting.png

Banana: A Complex Choice for Swiss Freelancers?

Banana Accounting offers extensive bookkeeping and invoicing capabilities but suffers from a dated design and a steep learning curve. With its desktop-only setup, freelancers may find it overly complex and less user-friendly than other options.

Desktop-Based Software

Banana runs as a desktop app, making it suitable for offline use but lacking cloud access—a limitation for freelancers who prefer flexibility.

Detailed but Confusing Interface

The software resembles an Excel spreadsheet, with a complicated interface better suited for accountants than freelancers looking for simplicity.

Invoicing and Bookkeeping Segmentation

Invoicing and bookkeeping are handled in separate files, requiring users to switch back and forth, which can feel unintuitive and cumbersome.

Desktop Software
Complex Interface
Accountant-Focused

There are, of course, many more tools to review in the Swiss invoicing and bookkeeping space, each with its own strengths and unique features.

For freelancers, finding the right tool is all about balancing functionality with simplicity, affordability, and ease of use.

As we continue exploring and testing these options, we aim to provide insights into which tools genuinely meet the needs of Swiss freelancers, helping you make an informed choice that will simplify your financial management and let you focus on what you do best.