Compare Swiss QR-bill (QR-Rechnung / facture QR), MWST/TVA, ISO 20022 bank import, languages, platforms and pricing—plus a quick decision guide and FAQs.
Switzerland has a surprisingly fragmented market for invoicing and accounting software. That’s good news (lots of choice), but it can also make it hard to pick a tool that’s actually Swiss-ready—especially if you need QR-bills (QR-Rechnung / facture QR), VAT/MWST/TVA, and bank import (ISO 20022).
This page is a Switzerland-first directory invoice apps guide: a curated directory of popular invoicing tools used in Switzerland, plus a few CH-relevant international options where Swiss QR-bill add-ons exist.
How this directory stays trustworthy
Last content review: January 2026 (pricing for tools with cited sources verified against vendor pages where available).
Also searched as: Rechnungsprogramm Schweiz, Rechnungssoftware Schweiz, Fakturierungsprogramm Schweiz, logiciel de facturation Suisse, programme de facturation Suisse.
Use this high-level guide to shortlist the right type of tool before you compare every feature.
Best when you want fast invoice creation, QR invoices, simple tracking, and minimal admin.
Best when you need permissions, VAT reporting/export hygiene, and bank reconciliation for many invoices.
Best when you’re starting and can accept boundaries like invoice count, users, or bank import limits.
Best when you serve clients across Switzerland (and internationally).
Confirm these Switzerland-specific basics before you compare prices.
A starting point only—feature availability can vary by plan. “From” pricing reflects public pages where cited or original-content references (verify before buying).
| Tool | Best for | Price from (CHF) | Swiss QR-bill | VAT/MWST | Bank import / ISO 20022 | Platforms | Languages |
|---|---|---|---|---|---|---|---|
| Magic Heidi | Freelancers who want modern invoicing + automation | 30/mo (vendor-stated in original content) | ✓ | ✓ | ✓ | iOS, Android, Mac, Windows, Web | DE/FR/IT/EN |
| bexio | Swiss SMEs needing an all-in-one suite | 45/mo (Starter) | ✓ | ✓ | ✓ | Web + mobile | DE/FR/IT/EN (varies) |
| SWISS21 | Price-sensitive teams wanting a suite + free entry | 0/mo (Starter) | ✓ | ✓ | Limited by plan | Web | DE/FR/IT/EN (varies) |
| smallinvoice | SMEs/freelancers wanting structured invoicing plans | 0/mo free; 15/mo Starter | ✓ | ✓ | By plan | Web | DE/FR/IT/EN (varies) |
| CashCtrl | Businesses wanting cloud accounting with a free version | Free; 340/year (PRO) | ✓ | ✓ | ✓ (accounting-oriented) | Web | DE/EN (varies) |
| PebeLive | Small businesses in Swiss-German market | Free + paid | Likely | Basic | Limited | Web | DE |
| Infinity | Modern invoicing UX for Swiss-German users | 25/mo (vendor-stated in original content) | Likely | Likely | By plan | Web | DE |
| Milchbuëchli | Very small businesses needing bookkeeping only | 9/mo | — | Basic | — | Web | DE |
| Zoho Books + Swiss QR add-on | International teams needing Swiss QR-bill output | Varies | ✓ (via add-on) | Varies | ✓ (platform dependent) | Web + mobile | Many |
Sources for pricing/changes referenced in this guide: bexio pricing page, SWISS21 subscription change note (effective 01.01.2025), smallinvoice pricing page, CashCtrl PRO listing. (See entries below.)
Skim standardized entries: summary, best for, key features, pricing snapshot, pros and limitations.
Summary: Modern Swiss invoicing and accounting app aimed at freelancers and small businesses, designed to be easy and fast across devices.
Best for
Key features (high-level)
Pricing snapshot
Pros
Potential limitations
Many tools can generate PDFs. Fewer make the Swiss basics—QR-bill payments, VAT needs, and ISO 20022 bank imports—feel effortless day-to-day.
Pricing snapshots are included where sources were available. Always confirm on the vendor’s page before buying.
Summary: One of the most recognized Swiss SME platforms for invoicing and broader business administration.
Best for
Key features (typical for its category)
Pricing snapshot (published)
Pros
Potential limitations
Summary: Swiss business suite that’s well-known for a free entry plan and a modular set of products.
Best for
Key features (typical)
Pricing snapshot (notable changes)
Pros
Potential limitations
Summary: Swiss invoicing tool with structured tiers, positioned for freelancers, startups and SMEs.
Best for
Key features (per category; verify per plan)
Pricing snapshot (published)
Pros
Potential limitations
Summary: Swiss cloud accounting/ERP-style tool with a free version and a paid PRO plan.
Best for
Key features (category-level)
Pricing snapshot (published via listing)
Pros
Potential limitations
Summary: Smaller Swiss player focused on the German-speaking market.
Best for
Key features (from original content; verify)
Pricing snapshot
Pros
Potential limitations
Summary: Modern Swiss invoicing app positioned as a newer alternative in the market, with a clean UI focus.
Best for
Key features (from original content; verify)
Pricing snapshot
Pros
Potential limitations
Summary: Very simple web app aimed at tracking income and expenses—not a full invoicing tool.
Best for
Key features (from original content; verify)
Pricing snapshot
Important limitation
Some freelancers want the simplest possible workflow: generate a Swiss QR invoice fast, without adopting a full accounting suite. This category keeps evolving, especially on mobile app stores.
Best for
What to watch
Example listing (for category reference):
https://apps.apple.com/us/app/swiss-qr-bill-invoice/id6757148935
Many founders already use an international accounting system. If it fits your workflow, a Swiss QR-bill extension can make it CH-usable.
Best for
Example: Zoho Books + Swiss QR-bill add-on:
https://marketplace.zoho.com/app/books/swiss-qr-bill-for-zoho-books
What to watch
Use this list to avoid picking the cheapest tool and regretting it later.
A Swiss QR-bill is the standard invoice payment part in Switzerland. It includes a QR code that allows customers to pay easily via e-banking or mobile banking. If you invoice Swiss clients, QR-bill support is a practical must-have.
No. Many Swiss-first tools do, but international tools may not—unless they have a Swiss extension/add-on. Always verify QR-bill support in the plan you’re buying.
Invoicing covers offers/quotes, invoices, and reminders. Accounting/bookkeeping tracks expenses, categorizes transactions, reconciles bank statements, and produces VAT reports/annual accounts. Many Swiss suites bundle both; some tools are invoicing-only.
If you’re not VAT registered, you may not need VAT reports—but you still want clean invoices and good bookkeeping exports. If you plan to grow, choosing a tool that can handle MWST/TVA later can prevent painful migrations.
Many Swiss-focused tools support ISO 20022 statement imports (often via camt files) and payment matching. This is frequently plan-dependent, and free tiers may limit it.
Some tools offer multilingual UI and templates; others are single-language. If you serve clients across Switzerland, multilingual invoicing is a meaningful differentiator.
If cash flow matters, look for automated reminders, configurable schedules/fees, and support for credit notes and partial payments. Not all tools handle these equally well.
Many tools offer accountant access or exports. Before choosing, ask your fiduciary which formats they prefer and whether they want direct access.
It depends on the vendor. Some Swiss tools host in Switzerland, others in the EU or elsewhere. If this is important, verify it explicitly.
Switzerland is not the EU, and requirements differ. Still, structured e-invoicing and automation expectations are growing—especially for B2B. If you sell to larger organizations, ask what formats they require and choose a tool that won’t block you later.
Use this shortlist process to pick a tool that still works 12 months from now.
Switzerland-first invoicing for freelancers: QR-bills, lightweight admin, and automation-friendly workflows.
Additional Swiss-market tools and directories you may want to review.