I tried bexio first. It felt like I needed a certification to use it. Magic Heidi just works.
Translator, Lugano
Stop paying for features you don't need. Magic Heidi is a top bexio alternative built exclusively for Swiss freelancers. Simpler. Cheaper. AI-powered.
CHF 1,783.65 received
AI extracted CHF 42.50
bexio is raising its pricing in March 2026. The new Basic plan (CHF 35/mo annual) removes e-banking interfaces, expense management, and AI scanning. Freelancers who need those features must upgrade to Advanced (CHF 42/mo annual) — a 20% price increase over the old Starter plan. Read our full pricing analysis →
bexio was built for SMEs with employees, inventory systems, and complex business needs. If you're a solo freelancer, you're paying for payroll modules you'll never use, inventory tracking you don't need, and team collaboration features for a team of one. There's a better way.
No setup wizard. No configuration screens. No onboarding course needed. Magic Heidi is designed so that any freelancer — from translators to IT consultants — can create a professional Swiss QR invoice within seconds of signing up.

Use these three filters to choose faster and avoid feature overload.
Under CHF 50K: Budget/simple tools
CHF 50K–200K: Balanced feature sets
Over CHF 200K: Deeper workflows and automation
Solo freelancer: Simplicity first
2–5 people: Collaboration starts to matter
5+ employees: Team workflows become critical
Lowest cost: CashCtrl / Banana
Easiest UX: Magic Heidi
Most advanced stack: bexio
A quick comparison of common Swiss options before you commit.
| Software | Magic Heidi | bexio | Banana | CashCtrl |
|---|---|---|---|---|
| Best For | Solo freelancers | SMEs and teams | Desktop-first bookkeeping | Budget web bookkeeping |
| Monthly Price | CHF 30/mo | From CHF 45/mo | Low annual fee | Free to low monthly |
| Mobile Experience | ✓ Full feature parity | ⚠ Companion app (bexio Go) | ✗ Desktop only | ✗ Desktop only |
| AI Expense Scans | ✓ Unlimited | ⚠ 0–100/mo (by plan) | ✗ No | ✗ No |
| Swiss QR + VAT | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
bexio's new Basic plan (from March 2026) costs CHF 35/month annual — but it strips out features that most freelancers need every day. No expense management. No e-banking. No AI scanning. To get those back, you need Advanced at CHF 42–52/month.
No bank interfaces. No automatic reconciliation. No ISO 20022 support.
No supplier invoices. No expense posting. No creditor management.
Zero AI extractions. No QR invoice scanning via bexio Go.
No product management. Can't import from Excel or link to contacts.
Three options compared — so you can see exactly where your money goes.
| Feature | Magic Heidi (CHF 30/mo) | bexio Basic (CHF 45/mo) | bexio Advanced (CHF 52/mo) |
|---|---|---|---|
| E-Banking Interfaces | ✓ Bank statement import | ✗ Not included | ✓ 40+ banks |
| Automatic Bank Reconciliation | ✓ Included | ✗ Not included | ✓ Included |
| Expense Management | ✓ Included | ✗ Not included | ✓ Included |
| AI Receipt Scanning | ✓ Unlimited | ✗ Not included | ⚠ 50/month |
| QR Invoice Scanning | ✓ Included | ✗ Not included | ✓ Included |
| Product Management | ✓ Included | ✗ Not included | ✓ Included |
| Swiss QR Invoices | ✓ Yes | ✓ Yes | ✓ Yes |
| VAT Support | ✓ All rates | ✓ All rates | ✓ All rates |
| Accounting & Balance Sheet | ✓ Included | ✓ Included | ✓ Included |
Every feature, every design decision, every price point was made with solo professionals in mind. Nothing more, nothing less.
First invoice in 3 clicks
SIX-compliant standard
100% feature parity
No monthly caps
Magic Heidi
CHF 500
Jan 29
Webbiger LTD
CHF 2000
Jan 24
John Doe
CHF 600
Jan 20
Purpose-built for Swiss freelancers by a Swiss freelancer who got tired of overcomplicated software.
No complex setup, no learning curve. Go from account creation to your first Swiss QR invoice in just 3 clicks. Learn more about invoicing and quotes.
Snap a photo of any receipt. Our AI extracts amount, date, vendor, and category automatically — with no monthly scan limits. bexio offers AI scanning only from Advanced and up, capped at 50–100 scans/month (unlimited on Ultimate). See how it works →
Magic Heidi offers 100% feature parity across iOS, Android, Mac, and Windows. Every feature available on desktop works identically on mobile. bexio's bexio Go companion app offers mobile contact management, invoice creation, and document scanning — but functionality varies by package.
Paper receipts are the enemy of freelancers. Lost. Faded. Forgotten. Snap a photo — Magic Heidi's AI extracts the date, amount, VAT, category, and vendor automatically. No more manual data entry. No more shoeboxes of receipts.

Revenue, expenses, tax obligations — all in one clean dashboard. Magic Heidi gives you a real-time overview of your freelance business without the complexity of a full ERP system. See exactly where you stand, any time, on any device.

No payroll modules. No warehouse management. Just the tools you'll use every day.
Swiss QR invoices in 30 seconds. Professional templates.
Snap receipts. AI does the rest. Unlimited.
Balance sheet, income statement, tax-ready reports.
All Swiss VAT rates. Settlement-ready.
Import statements. Match payments to invoices.
Professional quotes. Convert to invoice in one click.
Contact management. Import from CSV.
Data hosted in Zürich. Swiss privacy standards.
Magic Heidi isn't an American app 'adapted' for Switzerland. It was built from day one by a Swiss freelancer who understands Swiss business reality — Swiss QR-bills, Swiss VAT rates, Swiss banks. Learn about our security →
SIX-compliant invoices
8.1%, 2.6%, 3.8%
UBS, PostFinance, ZKB...
DE, FR, IT, EN
Three simple steps. No data lost. No downtime.
Download your customer list as CSV and export invoices for your records.
Create your Magic Heidi account in 30 seconds. No credit card required.
Upload your customer CSV with one click. Start invoicing immediately.
Email hello@magicheidi.ch or call the founder directly. We'll walk you through it.
Join 5,000+ self-employed professionals across every canton.
I tried bexio first. It felt like I needed a certification to use it. Magic Heidi just works.
Translator, Lugano
Clean, beautiful design — unusual for invoicing apps. I actually enjoy opening it.
Graphic Designer, Zürich
Finally, accounting software that doesn't make me feel stupid. Switched from bexio and never looked back.
IT Freelancer, Lausanne
This accounting platform is incredibly easy to understand and use! As a freelance videographer in Switzerland, it's perfect.
Freelance Videographer, Bern
Top-notch support. I had a question about bank imports on a Sunday evening and got a helpful reply within hours.
Marketing Freelancer, Basel
Simple, clear, and exceptionally fast support. The invoices look great too. Way better than bexio for solo work.
Consultant, Geneva
Compared to bexio Advanced (the cheapest plan with expense management and e-banking). Even more if you're on Optima or Ultimate.
All savings based on annual billing for both platforms. bexio prices from bexio.com 2026 package page (last updated 27.01.2026). Magic Heidi annual plan: CHF 24.99/mo billed at CHF 300/year. See full pricing →
One plan. All features. 42% less than bexio Advanced — the cheapest bexio plan with expense management and bank integration.
Yes. Magic Heidi fully supports Swiss QR invoices (the new Swiss payment standard), all Swiss VAT rates (8.1%, 2.6%, 3.8%), and generates all the documentation you need for your annual tax return (Steuererklärung). See our accounting features for details.
Yes. Export your customer list from bexio as a CSV file and import it directly into Magic Heidi with one click. Your contact data will be ready to use immediately. Most freelancers complete the entire migration in under 15 minutes. Learn more about customer management.
Yes. Magic Heidi generates Swiss QR invoices that work with all Swiss banks including UBS, PostFinance, Credit Suisse, Raiffeisen, ZKB, and cantonal banks. You can also import bank statements to easily match payments with invoices.
bexio's new Basic plan (from March 2026) doesn't include expense management, e-banking interfaces, or AI receipt scanning. For most freelancers who need to track expenses and reconcile bank payments, the cheapest suitable bexio plan is Advanced at CHF 42/month (annual) or CHF 52/month (monthly). That's the most honest comparison. If you only need invoicing and basic accounting, bexio Basic at CHF 35/month (annual) may also work — but Magic Heidi still includes those extra features at a lower price. See our pricing page for full details.
Yes. bexio offers AI-powered document scanning via its bexio Go mobile app, but the number of scans depends on your plan: Basic has no scanning, Advanced allows 50 scans/month, Optima allows 100/month, and Ultimate offers unlimited scans (fair use ~1,000/month). Magic Heidi includes unlimited AI expense scans on every paid plan.
bexio offers features that Magic Heidi does not include: payroll accounting (optional on Advanced, included on Ultimate), stock and warehouse management (Optima+), project management with time tracking (Optima+), GeBüV-compliant document archiving (Optima+), legal advice by phone (Optima+), direct e-banking interfaces with 40+ Swiss banks (Advanced+), and a marketplace with 100+ third-party integrations. Magic Heidi supports bank statement import rather than direct bank interfaces. If you're a solo freelancer who doesn't need payroll, inventory, or project tracking, Magic Heidi covers the essentials at a lower price.
Yes. bexio offers bexio Go, a companion mobile app. On the Basic plan it supports contact management, document access, and invoice creation. On Advanced and up, it adds QR invoice scanning, AI receipt posting, and (from Optima) mobile time tracking. Magic Heidi provides full feature parity on mobile — every feature on desktop works identically on iOS and Android.
We designed Magic Heidi for freelancers with zero accounting background. You can create your first invoice in 30 seconds. bexio offers a more comprehensive feature set aimed at SMEs with up to 25 users, which means more menus and configuration options. The right choice depends on what you need.
Yes. All data is hosted in Zürich, Switzerland. We follow Swiss privacy standards and never share your data with third parties. Learn more about our security →
We're here to help. Email us at hello@magicheidi.ch or call the founder directly. We'll guide you through the migration process step by step. You can also visit our help center or book a free onboarding call.
Cancel anytime with one click. No lock-in periods, no hidden fees, no complicated cancellation process. Export your data before you leave — it's yours.
Join 5,000+ Swiss freelancers using simpler, cheaper, AI-powered invoicing. Try Magic Heidi free today — no credit card required.