Working as a freelancer in Switzerland comes with great flexibility — and a few financial mysteries. From understanding how much of your income actually lands in your account, to knowing when (and if) you receive a 13th salary, it’s crucial to grasp the full picture of your earnings.

This guide brings together practical tools and key insights to help you manage your income confidently — from calculating your take-home pay in Zurich for example, to decoding your payslip, or converting monthly rates into hourly ones. Whether you’re a digital nomad, contractor, or local freelancer, understanding the Swiss salary system will help you plan smarter and earn better.

— Swiss Freelancer Take-Home Pay Calculator

How to Calculate Your Take-Home Pay with example from Canton Zurich.

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— 13th Month Salary for Swiss Freelancers

Understand how it works.

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— When is the 13th salary paid?

Key dates explained.

See

— Guide to Gross and Net Salaries in Switzerland 2026

Decoding Your Payslip.

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— How to Convert Monthly Salary to Hourly Wage in Switzerland

A Guide for Freelancers, Employees, and Students.

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